Pricing guide

What the work costs

Coaching, pension clarity, mortgage and equity-release administration, paraplanning and retainers. A discovery call confirms the figure before any work starts. Private-client support is priced on need.

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Wealth coaching & money consultancy

Non-advised programmes. Hourly add-on is £60.

Level	What's included	Price
Level 1 — Foundation	Budgeting, habits, spending review, 60 minutes plus one follow-up	£180
Level 2 — Cashflow clarity	Income and expenditure analysis, cashflow plan, two calls	£350
Level 3 — Holistic strategy	Level 2 plus goals, retirement modelling, debt framework, four sessions	£750
Level 4 — Comprehensive	Eight-week programme, accountability and scenario modelling	£1,500

Pension clarity reviews

Tracing and explanation only. No consolidation advice.

Service	Description	Price
Basic pension trace (1–2)	Locate old pensions, contact providers, plan summaries	£150
Standard clarity review	Tracing, charges, growth history and comparison	£350
Enhanced review (3–5 plans)	Full tracing, multi-plan comparison and summary pack	£600
Full clarity report (5+ plans)	Complete administration, projections and consolidation checklist	£900
Cashflow projection	Scenario modelling on generic assumptions	£120
Missing policy data	Chasing an unresponsive provider, per provider	£45

Mortgage administration

Service	Description	Price
Document pack prep	Collect, check and organise client documents	£90
Fact-find population	Data entered into a CRM or template	£75
Application readiness	Completion review and missing-item list	£90
Case packaging (brokers)	Document pack plus public lender-criteria collation	£150
Ongoing case updates	Provider chasing, uploads and CRM updates	£25/hour

Equity release administration

Administration around an advice process. The adviser, where there is one, writes the advice.

Service	Description	Price
Document collation	Equity-release documents, ID and proof of income	£120
Illustration organisation	Arrange, catalogue and annotate lender illustrations	£90
Fact-find entry	Administrative completion only	£90
Full casepack	Adviser-ready administration file	£250
Report shell	Draft of the non-advice content. £216 when a draft is supplied	£360
Chasing providers or solicitors	Per hour	£25/hour

High-net-worth concierge

Level	Description	Monthly fee
Level 1 — Professional	Document organisation, budgeting admin, monthly filing	Price based on need
Level 2 — Enhanced	Liaison with accountants and solicitors, portfolio tracking, planning admin	Price based on need
Level 3 — Family office	Coordination, multi-account tracking and year-end preparation	Price based on need
On-site document sorting	Half-day session	£200
Annual financial filing	Year-end administration pack	£180

Personal financial organisation

Service	Description	Price
Financial filing & setup	A digital filing system for the household	£120
Monthly document processing	Statements, receipts and tracker updates	£25/hour
One-off organisation day	A full home or office financial admin day	£350
Statement & provider chasing	Per provider	£15

Administration and paraplanning

Two ways to brief us. Case fees for technical work are in the tables below.

Tier	Scope	Pricing
Administrative support	Onboarding, LOA chasing, document collation, CRM updates, provider chasers, scheduling, template population, review-pack prep without analysis	£90 new client · £45 existing · £25/hour ad hoc
Full paraplanning	Suitability-report drafts, technical research, provider comparisons, cashflow preparation, replacement analysis, annual-review analysis	Case fees in the tables below

Replacement business

Example: a pension transfer is £450 full fee, or £270 when you supply the draft.

Service	Full fee	With draft	Extra plan
Pension transfers	£450	£270	£90
Safeguarded benefits	£180	£108	£960 / add.
Drawdown (excl. DB transfers)	£660	£396	£90
UFPLS	£660	£396	£90
Dependant drawdown	£660	£396	£90
Additional fund designation	£390	£234	n/a
SIPP / SSAS	£450	£270	£90
QROPS	£570	£342	£90
Investment replacements	£450	£270	£90
Stocks & shares ISA transfer	£270	£162	£48
Cash ISA transfer	£180	£108	£30
IHT replacements	£540	£324	£90
Long-term care	£540	£324	£90

New business

Setting up a new product, such as a pension, ISA or annuity. Example: an annuity is £300, or £180 with a draft.

Service	Full fee	With draft	Extra plan
Pension (lump sum / regular)	£180	£108	£30
Annuities	£300	£180	£30
Long-term care / equity release	£360	£216	£30
Investments (excl. EIS, VCT, IHT)	£180	£108	£30
Investment into a DFM	£240	£144	£30
EIS / VCT	£300	£180	£30
Corporate / IHT / trust investments	£300	£180	£30
Personal protection	£240	£144	£30
Group protection	From £300	From £180	£30
Corporate protection	From £300	From £180	£30
Mortgage	£240	£144	£30
Investments taking income	£240	£144	£30

Additional technical services

Service	Full fee	With draft
Drawdown review	£360	£216
In-retirement review	£360	£216
Carry-forward calculations	£180	£108
Short suitability letter (1 plan)	£90	£54
Standalone CYC	£120	£72
Safeguarded benefit check	£240 + £120 / add.	£144 + £120 / add.
IHT calculation	£90	£54
Third-party JISA additional letter	£90	£54
Mortgage report shell	£240	£144
Equity release report shell	£360	£216
Additional plan on a shell	£30	—

Turnaround and retainers

Admin tasks: 3–5 business days. Standard paraplanning: 7–10. Complex or multi-plan cases: 10–15. Retainers run for a minimum of three months.

Arrangement	What you get	Fee
10 hours a week	Reserved capacity, monthly hours summary, 30 days' notice to end	£900/month
20 hours a week	Reserved capacity, monthly hours summary, 30 days' notice to end	£1,800/month
Lighter retainer	A smaller monthly arrangement, scoped on a discovery call	From £500/month

Unused hours do not roll over unless agreed in writing. Work beyond the retainer is billed at the hourly or case rate. Retainers renew unless ended with 30 days' written notice.

Reduced fees apply when you supply a draft for us to complete. The saving is 40% on the listed full fee.
The additional column is the fee for each extra plan or policy, where a case covers more than one.
Hourly work outside a listed case fee is typically £25–£40 for administration and £50–£70 for full paraplanning, confirmed in the engagement letter.
Urgent requests are billed at 1.5× the standard rate.
Nothing here is a recommendation or a suitability assessment.

Finsolo provides financial coaching, administration and educational services only. We do not give regulated financial advice, investment advice, mortgage advice or equity-release advice. For any regulated financial decision, speak to an FCA-authorised adviser.